Universal Credit is a payment which may be paid in order to help a person with their living costs, should a claimant be on low income or out of work. In order to receive the payment, the applicant must register online and then make a claim. After submitting the claim, they may be able to apply for an advance – a loan which must be paid back from the first payment. The claimant will also need to attend an interview during an assessment period – which will last around one month.

According to Gov.uk, it usually takes around five weeks for a claimant to get their first payment.

In addition to the one-month assessment period, this includes up to seven days for the payment to reach the account.

When is Universal Credit paid?

Following the first payment, Universal Credit is paid once a month.

It is then paid on the same date of every month.

However, if this falls on a weekend or a bank holiday, then the payment will be made on the first working day prior to this.

Gov.uk advise that a recipient will get a monthly statement which tells them how much Universal Credit they will be paid.

The payment frequency may be different if one lives in Scotland or Northern Ireland.

Gov.uk explains that if a person lives in Scotland, they may get paid once or twice per month.

“If you’re making a new claim, you’ll get a notification about how often you want to be paid. You get this after your first payment,” it says.

“If you’re already getting Universal Credit and have not had a notification, you can ask your work coach to be paid twice a month.”

For those living in Northern Ireland, nidirect.gov.uk explains that Universals Credit is normally paid to a household twice per month.

However, depending on one’s personal circumstance, claimants living in Northern Ireland may request a monthly payment, or request that payments are split between members of a couple in a household.

The website advises that for more information on these alternative payment options, one should speak to their Work Coach or Case Manager.

Universal Credit is currently available across the UK for new claims or those who have had a change in circumstances.

The system will be replacing six types of benefits, known as legacy benefits, which are: Child Tax Credit, Housing Benefit, Income Support, income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA), and Working Tax Credit.

Moving people onto the system onto Universal Credit is known by the government as “managed migration”, and a pilot scheme in Harrogate, North Yorkshire in July 2019 was announced earlier this year.

READ MORE: When will Universal Credit start in my area? How the roll out scheme may affect you

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