He said: “For 20 years we have been helping customers with pre-existing conditions to get cover in place when they have struggled through other avenues.

“There is often a preconception that if you have a pre-existing condition then acquiring life insurance is likely to be an expensive, long, drawn out process or even that it can’t be acquired at all.

“But we believe life insurance should be available to everyone, no matter what their pre-existing condition might be.”

The Money Advice Service has said there are various considerations to bear in mind before starting a life insurance agreement.

Firstly, the policy is most suitable for those who have dependents, such as a spouse or children who will need support if a person were to pass away.

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